Customers with handover from the 1st of September 2021 onwards, are insured with our partner Zürich Insurance.
When booking your car you can choose between two insurance packages:
BASIC Insurance
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Fully-comprehensive insurance: covers you for all damages that you or a third-party might cause (e.g. collision). The deductible for this insurance is CHF 1000 per event
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Parking damage insurance: covers the car when it is parked and an unknown person damages it (e.g. car door damages, key scratches, etc). The deductible for this insurance is CHF 0 per event, with max 2 events per year. Does not include you hitting a wall when getting parked for example; that would be covered by the fully-comprehensive insurance
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Partially-comprehensive insurance: covers for natural hazards (e.g. hail, marten, etc) with deductible of 0 CHF per event
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Roadside assistance in Europe 24/7
It is important to know that the insurance opens a single case for each damage. Thus, several deductibles must be paid for several different damages. For example, if a car has two separate collision damages and an additional parking damage, the deductible amounts to a total of CHF 2,000.
PREMIUM Insurance
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Fully-comprehensive insurance: covers you for all damages that you or a third-party might cause (e.g. collision) as well as parking damages (e.g. an unknown person scratched your car while it was parked). The deductible for this insurance is CHF 0 per event
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Parking damage insurance: is included in the fully-comprehensive insurance with deductible of 0 CHF per event. No limitation on number of events per year.
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Partially-comprehensive insurance: covers for natural hazards (e.g. hail, marten, etc) with deductible of 0 CHF per event
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Roadside assistance in Europe 24/7
Generally, items that are not covered in either of the insurance packages are inside damages, bursted tires or dead batteries for example. If you have questions, reach out to our team!
Note that if you are older than 25 years old and someone who is younger than 25years old drives and damages your car, the insurance coverage might vary (higher deductibles). If you have questions about this, reach out to our team!