How is the car insured?

Customers with handover from the 1st of September 2021 onwards, are insured with our partner Zürich Insurance. 

When booking your car you can choose between 3 insurance packages:

• BUDGET insurance:
  - Collision: 1'500 CHF deductible per event
  - Force of nature: 300 CHF deductible per event
  - Parking damage: No additional coverage
  - 24h assistance: Switzerland/FL, no replacement car
  - Total damage: 3'000 CHF deductible

   

• OPTIMUM insurance (recommended):
  - Collision: 1'000 CHF deductible per event
  - Force of nature: 0 CHF deductible per event
  - Parking damage: 200 CHF deductible per event, max. 2 events per calendar year
  - 24h assistance: Switzerland/FL, incl. replacement car up to 500 CHF
  - Total damage: 1'500 CHF deductible

   

• MAXIMUM insurance:
  - Collision: 500 CHF deductible per event
  - Force of nature: 0 CHF deductible per event
  - Parking damage: 0 CHF deductible per event, max. 2 events per calendar year
  - 24h assistance: Europe, incl. replacement car up to 500 CHF (Switzerland/FL)
  - Total damage: 1'000 CHF deductible

It is important to know that the insurance opens a single case for each damage. Thus, several deductibles must be paid for several different damages. For example, if a car has two separate collision damages and an additional parking damage, you have to pay two times the deductible for collision and one time the deductible of the parking damage.

Generally, items that are not covered in either of the insurance packages are inside damages, bursted tires or dead batteries for example. If you have questions, reach out to our team!

Note that if you are older than 25 years old and someone who is younger than 25years old drives and damages your car, the insurance coverage might vary (higher deductibles). If you have questions about this, reach out to our team!