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What is the difference between BUDGET, OPTIMUM and MAXIMUM Insurances?

CARIFY offers you 3 options when it comes to your insurance coverage. The main differences are :

  • BUDGET insurance:
    - Collision: 1'500 CHF deductible per event
    - Force of nature: 300 CHF deductible per event
    - Parking damage: No additional coverage
    - 24h assistance: Switzerland/FL, no replacement car
    - Total damage: 3'000 CHF deductible

     

  • OPTIMUM insurance (recommended):
    - Collision: 1'000 CHF deductible per event
    - Force of nature: 0 CHF deductible per event
    - Parking damage: 200 CHF deductible per event, max. 2 events per calendar year
    - 24h assistance: Switzerland/FL, incl. replacement car up to 500 CHF
    - Total damage: 1'500 CHF deductible

     

  • MAXIMUM insurance:
    - Collision: 500 CHF deductible per event
    - Force of nature: 0 CHF deductible per event
    - Parking damage: 0 CHF deductible per event, max. 2 events per calendar year
    - 24h assistance: Europe, incl. replacement car up to 500 CHF (Switzerland/FL)
    - Total damage: 1'000 CHF deductible